SWIFT Code is a unique identification code for a particular bank and it is a standard format of Bank Identifier Codes (BIC).
Bank SWIFT code which is also referred to as the BIC code is a unique code that is used to recognize financial and non-financial institutions. The bank swift code comes with eight or eleven characters that throw light on details regarding the bank code, country code, location code, and the branch code.
SWIFT Codes are used for transferring money and messages between banks.
SWIFT Code is 8 or 11 characters for a bank. If SWIFT Code is 8 character code then it points to the primary branch/office
- First 4 characters represents bank code.
- Next 2 characters represents ISO 3166-1 alpha-2 country code.
- Next 2 characters represents location code. (letters and digits) (passive participant will have "1" in the second character)
- Last 3 characters represents branch code. These characters are optional. ('XXX' for primary office)
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